Take part in the competition that we have designed for you, and you could win a one night sojourn in the Hacienda Zorita (Salamanca), with breakfast and lunch or dinner for two people.

You only have to correctly answer these five questions before 30 May, 2009 and be the holder of BBVA shares as at that date and you will enter into the draw for a one night sojourn in the Hacienda Zorita (Salamanca), with breakfast and lunch or dinner for two people.

You must send the answers together with your name, ID card number, address and telephone number before 30 May, 2009 to the email address: concursoweb.accionistas@grupobbva.com Competition rules have been deposited with a notary public.

1. What non-recurrent attributable profit did the BBVA Group obtain in the 2008 financial year? What was the variation as compared to 2007?

2. What dates does BBVA pay its dividends to its shareholders?

3. What credit card is only for BBVA shareholders?

4. Who can take out an Ábaco credit card? Where can it be taken out?

5. What differentiates the Ábaco credit card from other credit cards?